Is a Tennessee Business Loan or Personal Loan Better?

When you want to start a business, you might find yourself wondering whether a business loan or personal loan would be better for you. Both of these types of loans come with different costs and benefits. They also differ slightly in requirements, with small business loans coming with more specific requirements than personal loans. Going…


Costs and Benefits of Tennessee Whole Life Insurance

Whether you want term life insurance or whole life insurance, both types of life insurance come with different costs and benefits. Learning about the costs and benefits of whole life insurance can help you make a better-informed decision that can maximize your financial future. For example, not everyone knows that whole life insurance is tax-deferred,…


What is Tennessee Student Loan Refinancing and How Does This Work?

Many students and graduates do not realize that they have the option to refinance their student loans through consolidation loans, regardless of whether the student loans are federal or private. Loan consolidation is usually sought out when a person is struggling to pay off each loan or wants to save money. Consolidation is a smart…


Best Financial Hacks for Tennessee College Students

Affording everything as a full-time college student can be difficult enough with a full-time job, but even harder with a small part-time job. Even though most college students are covered by student loans or their parents, students often still have to pay for expensive textbooks, food, transportation, medical expenses, and sometimes housing. Students in certain…


Would Tennessee Life Insurance or 401k Help Me More?

Deciding between purchasing Tennessee life insurance or investing in a 401k plan can be challenging, as are most major financial decisions in life. Both of these come with benefits and costs compared to each other. The best financial decisions come down to weighing the costs and benefits. Learning more about the pros and cons of…


When Can I Use Student Loan Forbearance or Deferment?

Each year, former students struggle to make each monthly payment for their student loans. However, the coronavirus has given students the chance to take a break from making those monthly payments with an administrative forbearance. This forbearance will not last forever though. Many students who are struggling financially could benefit from other options like deferment….


Which Debt Should I Pay First in Tennessee?

With all the different types of debt that exist today, figuring out which debts you should pay first can be challenging. If you were a student, you might be facing student loan debts on top of house bills, insurance payments, and credit card debt. Those who are not students have to also balance between paying…


Can My Spouse’s Credit Card Debt Affect My Finances in Tennessee?

Wondering whether your spouse’s credit card debt can affect your credit score or personal finances is a reasonable concern to have. The last thing you want is a bad credit score on your account when you need to take out a loan for important things. Figuring out whether your spouse’s credit card debt can affect…


Most Helpful Long-Term Financial Goals to Aspire to in Tennessee

When you want your financial life to be easier and stable, there are some long-term financial goals you can make in Tennessee to make this possible. These goals may not be for everyone, but you might find some of them helpful for you. In either case, making and maintaining financial goals can significantly improve your…


Types of Student Loan Forgiveness and Who Qualifies in Tennessee

Seeking student loan forgiveness in Tennessee is an effective way to keep your student loans from overtaking your finances. Not every college student can find a job right away after graduation and even with a decent job, paying off some student loans can be challenging at first. There are different student loan forgiveness programs out…


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