Should I Just Make the Minimum Monthly Payment on My Loans?

No one really enjoys paying off their loans year after year. When other financial responsibilities are competing with the loan you have to repay, this can lead to a lot of stress. This is what causes many people to make the bare minimum payment each month. However, whether this works or not depends on what…


Dealing With Financial Stress as a College Student

Not only are many college students worried about passing their classes, but many are also concerned about their finances. Some college students are worried about their current finances while others have concerns about finances after graduating. Student loans, finding a job, and housing are a few concerns. If your financial situation is severe enough, consider…


How Can I Escape Student Loan Default?

Paying back student loans when you are struggling financially can be the hardest challenge to go through. The financial consequences of defaulting on your student loans can be widespread. Escaping this situation may sound impossible, but there are options if you ever find yourself in these circumstances. Talk to a Chattanooga bankruptcy attorney if you…


Do I Really Need an Emergency Fund?

Financial emergencies and disasters can strike at the most unexpected of times. Emergency funds are designed to protect you from these unexpected financial losses. With an emergency fund, you will have the resources needed to avoid losing all your money and falling into bankruptcy. However, if bankruptcy becomes your only option left, you may want…


What Does it Mean to Make A SMART Financial Goal?

When you want solid financial goals that you know you can achieve, the SMART goals are the way to go. Not only can SMART goals simplify the process, but they can also make your goals manifest faster with small practical steps. Depending on your situation, you might be able to start taking some of these…


Best Resources to Learn Personal Finance

When trying to learn personal finance, you may find your head spinning figuring out where to start. There are so many resources these days to pull from. You have books, websites, companies, apps, and blogs on personal finances. Determining what is best for you means knowing what your options are and how you learn the…


What If I Can’t Pay My Student Loans?

Student loans are a universal struggle for many college graduates who have not found the highest paying job or have other financial concerns. Some graduates are unable to start paying their student loans when the payment period starts, leading to a lot of financial stress. You may have options if this happens to you. Exploring…


Most Common Mistakes of Paying Off Debt

Many people find themselves trapped in debt with no signs of escape. Avoiding common mistakes while paying off debt might help you avoid serious financial consequences. These mistakes can lead to financial pitfalls like bankruptcy. If you are struggling with falling into bankruptcy, then feel free to ask a Tennessee bankruptcy lawyer for help. Top…


How to Rebuild After a Financial Disaster

Financial catastrophes can strike at any time, leaving us feeling vulnerable and hopeless. However, there are certain key steps you can take to repair your finances after a disaster. Once you do, then you can start rebuilding your finances with strong financial planning and various tips. In other situations, however, bankruptcy might be your last…


Can I Eat Healthy and Still Save Money?

Many people wonder if it is possible to eat healthily and save money at the same time. Eating healthy is often seen by many as more expensive, but this is not always the case. When you have a meal plan that tells you what you need to eat healthy, as well as smart shopping tips,…


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