No Shame in Filing: Why Bankruptcy is a Beginning, Not an End

It’s true that many people feel embarrassed about filing for bankruptcy, but we think this is primarily because they don’t fully understand it. There are a lot of stereotypes about what it is, what it involves, and whether or not it’s a good idea. Many people view bankruptcy as “the end,” when it’s really a…


Teach Kids About Money Now to Avoid Bankruptcy Later

Maybe one of the best ways to avoid bankruptcy is to learn about money and financial well-being from a very young age. Even on a basic level, there are money tips for kids that when taught and reinforced over the years to come can make a big difference in their financial future. Tips for teaching…


Celebrating Financial Literacy Month

The United States has recognized April as Financial Literacy Month since 2003, and it is a great time to shine a spotlight on the importance of economic and financial education. For those who struggle with finances and have had the word “bankruptcy” brought up in regard to your situation, your struggles may have started as…


How to Be the Best Bankruptcy Client Ever

As bankruptcy lawyers, we feel a very strong sense of duty to our clients. We want to do everything we possibly can to help you get back on track and have a successful outcome to filing for bankruptcy. In working with many, many cases over the years, we have found that there are certain things…


Money Management Tips to Help Avoid Bankruptcy

Is it strange for bankruptcy lawyers to offer money management advice and tips? We don’t think so, because we would do anything to help you avoid having to file for bankruptcy. But avoiding it often means you need to get way ahead of it. If you know you are struggling or that hard times are…


Not This Year: Resolutions to Avoid Bankruptcy

After the start of a new year, we are all bombarded by ideas for how we can do better in 2019. Diet changes, exercise, less time on social media. While these are all admirable goals, some people should focus on something much more important, which is making resolutions to help them avoid filing for bankruptcy….


Reigning In Spending During the Holidays

Last year, U.S. shoppers built up an average debt of $1,054 during the Christmas season. This was an increase of 5% over the year before, according to a survey from MagnifyMoney, a personal finance website. The survey also found that while 44% of shoppers racked up more than $1,000 in holiday debt, 5% accumulated more…


Six Ways to Avoid Chapter 7 Bankruptcy

It goes without saying that nobody actually wants to file for bankruptcy. It is a reality of life though, and a last resort measure that some people will have to take. While at Tom Bible Law, we can help those who are going through the bankruptcy process, we would always advise prevention when possible.  …


When You Need An Emergency Life Raft

Your house is being auctioned off tomorrow. Your wages are going to be garnished from Friday’s paycheck. A creditor is about to file a judgment lien against your property. Your car is going to be repossessed this weekend. It is almost never a good idea to file an emergency bankruptcy if you can avoid it;…


The 4 Types of Bankruptcy Explained

Chapter 7, Chapter 13, Chapter 11, and Chapter 12 — did you know there were that many types of bankruptcy? The bankruptcy process is different depending on which bankruptcy chapter you file. This is one of the reasons working with an experienced bankruptcy attorney like the Law Office of W. Thomas Bible, Jr. is so…


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