Should I Invest in Life Insurance?

Deciding whether to invest in life insurance is a massive choice to make considering the amount of money this type of insurance requires. There are two main types of life insurance out there called term life insurance and permanent life insurance. Each of these comes with their own requirements, payment plans, and benefits. Knowing the…


Can People with SSDI Receive a Stimulus Check?

With the coronavirus (COVID-19) going on, you might be wondering whether you are still eligible to receive a stimulus check if you are receiving Social Security Disability Benefits (SSDI). This is a reasonable concern, considering the current unstable economic situation surrounding COVID-19. Many businesses have had to shut down, leading to the loss of hundreds…


Should I Pay Student Loans or Save Up for a House?

Almost every student can relate to the fear of paying off student loans, how much this will cost each month, and how many years this process will take. No one looks forward to paying off student loans, but they are an inevitable part of life that can create conflicts on whether you should try to…


Are SSI Recipients Eligible for Stimulus Checks?

As someone receiving Supplemental Security Income (SSI), you are likely wondering whether you are still eligible to receive a stimulus check for the coronavirus (COVID-19). The good news is that you should be eligible according to the Internal Revenue Service (IRS) as long as certain requirements are met. The amount you receive depends on a…


What Should I Know About Emergency Funds?

During this uncertain time of the coronavirus (COVID-19) and economic struggles, many people may be dipping into their emergency funds or starting an emergency fund. There are a few strategies that can help you build up and manage an emergency fund while keeping your finances at a stable level. Doing this can decrease your chances…


The Smartest Ways to Spend Your Stimulus Check

There are some people who are struggling to keep their heads above water after losing their job because of the COVID 19 Pandemic.  That means many people will have to use their stimulus check just to help them get by and to put food on the table for their families, while others are able to…


Still Don’t Have Your Stimulus Check?

Hearing the news that everyone is receiving a stimulus check because of the Corona Virus (COVID-19) Pandemic, can naturally make you wonder why you have not received yours yet. You may be worried about whether you missed a crucial step that is preventing you from receiving the check. There are several reasons why your stimulus…


Yes, you can keep property and more after bankruptcy

There are many myths about bankruptcy, but one that we hear often is that people think they will lose their home and other assets if they file. At Tom Bible Law, the overwhelming majority of our clients lose no assets when filing for bankruptcy. This is because we are experienced with bankruptcy law and know…


8 reasons to be thankful for bankruptcy

This Thanksgiving, if you are facing bankruptcy it may feel like you have nothing to be thankful for. It may feel like your life is over. That could not be further from the truth. Bankruptcy is something that can happen to anybody for reasons beyond their control, but the ability to file for bankruptcy is…


How to stop wage garnishment with bankruptcy

If you are struggling with financial problems, it can be a very stressful situation. One thing that may come up is wage garnishment, and unfortunately, this can be a devastating turn of events.  Creditors who obtain a judgment against you have the right to seize up to 25% of your paycheck and an unlimited amount…


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