Why is Saving Money in Tennessee So Difficult?

When people hear the word saving money, especially during a time like this, many people feel like this is not for them. Reasons are usually given like a lack of income, low financial resources, and not having the time. While not all of these are excuses, many of them can prevent people from taking the…


Bad Tennessee Financial Habits to Avoid at All Costs

Almost everyone can relate to that feeling of buying something you have always wanted just this once. You rationalize the purchase by telling yourself you will never do this again, at least for another year. But then time passes and many people who gave into this urge find another deal or another rare find that…


Tennessee Financial Tips for Saving Money as a Family

Saving money by yourself is daunting enough but trying to make sure your whole family saves money too can be overwhelming. Many family conflicts are caused by financial disagreements, but they can also be sparked by financial pitfalls due to poor financial decisions. Learning how to manage your personal finances as a family can save…


Why Should I Choose Tennessee Term Life Insurance?

Choosing between term life insurance and whole life insurance is a huge financial decision to make that not everyone knows how to make at first. Term life insurance only covers you for a certain amount of time while whole life insurance covers you for the rest of your life. You would think this would make…


What Are the Worst Ways to Pay Off Tennessee Student Loans?

There are several ways you can effectively pay off student loans, but there are almost as many worst ways you can repay your Tennessee student loans. Avoiding these is paramount to protecting your finances and making sure your student loans do not fall into default, placing you close to bankruptcy. The last thing you want…


What Happens If I’m Falling Behind on Tennessee Bills Because of COVID-19?

A lot of people are panicking because they are finding themselves plunged into a financial crisis for the first time because of the coronavirus (COVID-19). Even if you are not alone in this, going through a financial pitfall is stressful and often disheartening. The good news is that you do have financial options out there,…


Should I Hire a Tennessee Financial Planner or Make a Plan Myself?

Financial planning is something that can save you money in the long run, help you avoid financial obstacles, and better prepare your financial future to achieve the goals you have always wanted. In this world today, there are numerous options when it comes to financial planning, one of which is hiring a personal financial planner….


Smart Ways to Use Your Money While Tennessee Student Loan Forbearance Lasts

It was recently announced that student loan forbearance has been extended to January 31, 2021, due to the coronavirus pandemic. This means you do not have to pay your Tennessee student loans until that date, which also opens up opportunities for investing your leftover money in smart ways that could improve your financial future. Not…


How COVID-19 Has Impacted People’s Personal Finances in Tennessee

The coronavirus (COVID-19) has impacted almost everyone across the United States when it comes to personal finances. Many people have either lost their jobs or settled for significantly lower incomes. Others have had to drop out of college due to the rapid changes in education. This has led some people to fall behind on bills,…


What is a Tennessee Small Business Loan?

Starting a business is not easy and does not always happen right away. However, when you want to kickstart your business or when your small business is falling under, you have the option to request a small business loan. Small business loans are used by thousands of small businesses across America to help small businesses…


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