Should I Pick Term or Whole Life Insurance in Tennessee?

Choosing between whole life insurance or term life insurance is an important decision to make because your choice could affect the life of your family. Each of these types of life insurance comes with different risks, sacrifices, and benefits. Knowing the differences can be helpful for making that final decision and could potentially prevent negative…


Ways Student Loans Can Help or Hurt Your Tennessee Credit Score

No one really looks forward to paying student loans each month, but what many people do not realize is how much student loans can harm their credit score if payments are missed. At the same time, not everyone realizes how much student loans can also help their credit score as long as certain actions are…


How Do I Have My SBA Loan Forgiven in Tennessee

In the age of the coronavirus, many small and large businesses have had to shut down. This has led many people with SBA loans into a financial struggle to pay back the loan within a sufficient period of time. One alternative if you ever find yourself struggling to repay the loan is to seek SBA…


Ways Student Loans Can Make Life Difficult in Tennessee

Student loan stress is something almost every college graduate can relate to, especially those who owe large sums of student debt in Tennessee. Monthly repayment plans for student loans can start right after or six months after graduation and they often keep going for decades with slowly escalating interest. Many students feel the pressure of…


Should I Refinance or Consolidate My Credit Card Debt?

Deciding whether you should refinance or consolidate your credit card debt is a big step to take. Knowing which method to choose for paying off your debt can be difficult without enough information. There are specific differences between refinancing and consolidation that might make or break your preference. Costs and benefits exist for each option…


Steps for Creating Powerful Financial Goals

There are several ways you can go about creating financial goals, but there are only a few ways you can create powerful and lasting financial goals that will bring you closer to the future you desire. One effective way to increase the chances of successful goals is the SMART goals approach, a method that makes…


What Are the Best Financial Literacy Books?

Reading is not as common as it used to be but brushing up on one or two financial literacy books has been known to dramatically increase a person’s finances. The problem is there are so many different financial literacy books to choose from. This can leave anyone wondering where to start on their financial literacy…


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