Is COVID-19 Financial Assistance for the Small Businesses Still Available?

With the coronavirus pandemic seemingly stabilizing, some people might be wondering if financial help is still available. Many financial resources were made available at the height of the pandemic. Not only were these made available to small businesses, but also to the public. Despite some improvements, some people might still be struggling financially because of…


Does Cutting Expenses Really Make a Difference?

You may have heard others tell you that saving money will help your financial future but never really understood what they meant. Or you understood what they meant but felt like this was not feasible in your situation. Figuring out whether cutting expenses will really make a difference in your life is vital. The benefits…


How to Dispute Errors on Your Credit Report

Credit reports often come with a love-hate relationship. We love them when our credit score is good and hate them when our credit score is plummeting. You probably already know some of the negative impacts a bad credit history can come with. You may not have to settle for less. If you found an error…


How to Make Your Money Grow

Making money grow is something that most people strive for. The problem is not everyone knows the best way to do this. There are a variety of ways to make your money grow, but not every single one of them might be right for you. Looking at the different ways you can grow money along…


How to Survive with Short Term Finance

There are two ways to survive financially, short-term strategies and long-term strategies. Short-term strategies will help you survive during hard financial times but may not lead to complete financial freedom. Long-term strategies could lead you to financial freedom but require greater sacrifices and resources. Both have benefits and costs. Before going any further, know that…


What is Predatory Lending and How Do I Avoid it?

Predatory loan lending is just the way it sounds, dangerous and manipulative. The last thing you want to do is find yourself falling into one of these financial traps. Some people are unable to escape and can find themselves falling quickly into bankruptcy. Do not panic if this is you. Talk to one of our…


What Can a Credit Report Help Me With?

Not everyone realizes how helpful a credit report can be and that credit reports are free. You can request a free copy of your credit report through the Annual Credit Report website. There are so many potential benefits of checking your credit report. Sometimes people find errors in their reports. Correcting these errors might be…


Why Do I Need Credit?

Credit is one of those things that many people find themselves in a love-hate relationship with. You need credit to earn better deals and buy certain things, but credit can also prevent you from those same things. Good credit gives you more financial options, but it is easy to fall into bad credit, which can…


Pros and Cons of Personal Loans

Some people have heard good things about personal loans while others have heard nothing but negative things. When you are deciding whether to go for a personal loan, it is vital to weigh your own pros and cons. Assessing the risks and benefits in the context of your financial circumstances might prevent you from a…


When is My Debt Collector Abusing Power?

Not everyone realizes how much control they have over their debt when it comes to dealing with debt collectors. Knowing your options when you have outstanding debt can help you avoid being tricked. Some debt collectors will abuse their power and make you think you have to certain actions. Do not hesitate to talk to…


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