Avoid These Debt Relief Scams

Debt relief scams can leave you in a worse financial spot than you were before you sought debt relief help. When you have massive debt, the last thing you want to do is find yourself trapped in further debt. Avoid debt relief scams at all costs by becoming aware of the red flags to look…


Should I Use a Debt Settlement Company to Get Out of Debt?

Debt is something that can sneak up on almost anyone who is using credit cards or personal loans. Before you know it, the interest rate has doubled the cost of what you originally paid and now you owe thousands. Paying all this off in a short time when you have other bills can feel impossible….


Is Graduate School a Good Financial Decision?

Figuring out whether going to graduate school is a good financial decision for you largely depends on your finances. If you are financially stable right now or have substantial financial resources, then the question is whether the time of graduate school is worth it. When you are struggling financially or have other financial responsibilities, the…


How to Build Your Financial Motivation

Struggling with financial motivation can lead to a variety of life challenges. You might find your finances draining as your financial goals are pushed farther away each passing year. This can make almost anyone feel like giving up on their original financial ambitions. There are several ways you can fight this. However, if you are…


Control Your Money by Balancing Your Income

Controlling your money might be something you have wanted to do for a long time. Talking and reading about this is easier than making progress on managing money. Many people struggle with this because of spending, which is why intentional spending can be greatly beneficial. Looking at the downsides of spending too much can also…


How Much Should I Keep in My Emergency Savings?

Many people have heard that you should save at least six months of your income in your savings account. This may not work for everyone because different people make different amounts of money. Those who make less money may need to put more into their savings to successfully survive emergencies. If your financial situation has…


What is an Annuity and What Type Should I Choose?

An annuity is a type of investment that sometimes involves making a deal with insurance for different benefits. One of the most common examples of an annuity is retirement benefits. Other annuity examples include insurance payments in exchange for benefits and pension payments. If you find yourself falling into bankruptcy, feel free to ask a…


Ways to Save Money During the Holidays

With holidays coming around and people buying gifts, total spending expenses can add up fast. Before you know it, you may find yourself dipping into savings to cover the rest of your expenses. After all, holiday dinners can add up too when you have a large family event. When your finances are low, this can…


How to Recover Financially from Identity Theft

Identity theft can happen to anyone without people realizing it. The worst part is trying to figure out how this happened. Many of the financial damages caused by identity theft can be catastrophic and leave people struggling to recover. For those with low income to begin with, financial recovery may not be possible, and bankruptcy…


Reasons to Save for Retirement Sooner

It is not uncommon for people to put off saving for retirement. After all, retirement seems so far away, and putting away money means spending less money now. Delaying the gratification of spending money and what you want soon can be harder than people realize. However, looking at the variety of benefits that can come…


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