Can I Cash a Check Through PayPal?

Can I Cash a Check Through PayPal?

When you need to cash a check sooner than later, PayPal can be a convenient option. Not only is cashing a check on PayPal faster, but you can do this almost anywhere with an internet connection. All you have to do is log in on your phone or computer to do so. Furthermore, there are several other ways to cash a check if you do not have an ID. If you are struggling with bankruptcy, do not hesitate to ask a Chattanooga bankruptcy lawyer for advice.


When it comes to cashing a check on PayPal, there are certain steps that need to be taken first. Create a PayPal account and link this to a bank if you have a bank. Follow the online steps for creating your account and setting up how you will be paid with PayPal.

Some people link a bank while others choose to keep their money in digital form on PayPal. You can also request a check from PayPal in the mail. Others may want to find ways to turn their PayPal money into Bitcoin for online use.

To cash a check on PayPal, you might be asked to submit a photo of a voided check and your deposit. In other cases, you could be asked to send a picture of both sides of the check you are trying to cash. The processing time may take a few minutes and then you can choose what to do with the money added to your PayPal balance.

In some cases, people may come across barriers to cashing a check on PayPal that depend on different things. If the check is from a third party, PayPal generally will not cash the check. Make sure the check is to you, the person who owns the PayPal account. Business checks are also accepted if written out to cash.

Your check could also be rejected if you did not provide identity information. This information is required to verify your check.


When PayPal no longer becomes an option for cashing your check and you do not have an ID, there are other options. To cash checks without an ID, you can go to your local store like Walmart and other retailers and see if they can cash your check. Some stores have in-store bank accounts you can set up to do this.

Many phone apps offer check-cashing services. Lodefast Check Cashing, ACE Mobile Loads, and Brink’s Money Prepaid are a few examples. Prepaid cards can also be used to cash checks by using an app or going to a company that offers this as a service. Be sure to ask about or double-check for fees charged for cashing your check.


Going through bankruptcy can be stressful. Feel free to call us at Tom Bible Law today at (423) 690-7712 for a consultation about what options you may have. Our legal team of Tennessee bankruptcy attorneys is prepared to assess your financial situation to figure out the best bankruptcy steps to take. We can be found throughout the Tennessee cities of Chattanooga and Tullahoma.