Stop Creditor Harassment

Stopping Creditor Harassment in Chattanooga

Assisting Clients Throughout Tennessee and North Georgia

If you have excessive debt and have missed debt payments, you have likely heard from your creditors — and heard from them a lot. Creditor harassment can be one of the most stressful elements of a debt problem as creditors persistently call you and write you, threatening lawsuits, foreclosure, wage garnishment and other legal actions.

Creditor harassment can be stopped. Filing for bankruptcy protects you from creditor harassment and other debt collection activities. The attorneys at the Law Office of W. Thomas Bible, Jr., can help you understand what bankruptcy can do for you. We provide experienced bankruptcy representation to clients from Chattanooga and throughout Tennessee and North Georgia.

Contact us today online or by telephone at (423) 690-7712 to arrange a consultation with an experienced Chattanooga bankruptcy law attorney. We are committed to helping you stop creditor harassment in Chattanooga.

How Does Bankruptcy Stop Creditor Harassment?

Filing for bankruptcy enacts the automatic stay, a legal injunction that stops creditors from taking any legal action against you, and even stops them from calling and writing you. The automatic stay goes into effect immediately, giving you the peace of mind that your creditors are no longer able to harass you.

In fact, as soon as you retain our firm for your bankruptcy case, you can tell your creditors that you are being represented by us and that they should communicate with our attorneys about your debts.

Creditor harassment creates significant stress and anxiety when you have enough to worry about with your financial situation. Bankruptcy stops the phone calls and threatening letters, giving you the peace of mind you need to work on resolving your debt situation.

What Are My Rights Against Creditor Harassment?

As a consumer, it is important to understand your rights when dealing with creditor harassment. Creditors and debt collectors are required by law to follow certain practices when attempting to collect a debt. If they engage in abusive or harassing behavior, it is a violation of the Fair Debt Collection Practices Act (FDCPA).

Why Hire the Law Office of W. Thomas Bible, Jr.

Our experienced attorneys at Law Office of W. Thomas Bible, Jr. can help you assert your rights and put an end to creditor harassment. We will work with you to:

  • Review your debt and determine the best course of action
  • Communicate with creditors and debt collectors on your behalf
  • File for bankruptcy if it is the best option for your situation
  • Advocate for you in court if necessary

You do not have to tolerate creditor harassment. Contact us today to schedule a free consultation and take the first step towards regaining control of your finances.

Commonly Asked Questions

What is creditor harassment?

Creditor harassment is when a creditor contacts you to collect a debt you owe, using tactics such as calling or writing to you repeatedly, sending threatening letters or making false claims. It can be very stressful and intimidating.

How can I stop creditor harassment?

Filing for bankruptcy will immediately stop all forms of creditor harassment by enacting an automatic stay. This legal injunction prevents creditors from taking any legal action against you, including calling and writing.

Does filing for bankruptcy protect me from all creditors?

Yes, filing for bankruptcy will protect you from all creditors and prevent them from taking any action against you. This includes harassing phone calls or letters.

Free Consultations Available Contact Our Offices

Whether you have questions or you’re ready to get started, our legal team is ready to help. Complete our form below or call us at (423) 690-7712.

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