If you have excessive debt and have missed debt payments, you have likely heard from your creditors — and heard from them a lot. Creditor harassment can be one of the most stressful elements of a debt problem as creditors persistently call you and write you, threatening lawsuits, foreclosure, wage garnishment and other legal actions.
Creditor harassment can be stopped. Filing for bankruptcy protects you from creditor harassment and other debt collection activities. The attorneys at the Law Office of W. Thomas Bible, Jr., can help you understand what bankruptcy can do for you. We provide experienced bankruptcy representation to clients from Chattanooga and throughout Tennessee and North Georgia.
Contact us today online or by telephone at (423) 690-7712 to arrange a consultation with an experienced Chattanooga bankruptcy law attorney. We are committed to helping you stop creditor harassment in Chattanooga.
How Does Bankruptcy Stop Creditor Harassment?
Filing for bankruptcy enacts the automatic stay, a legal injunction that stops creditors from taking any legal action against you, and even stops them from calling and writing you. The automatic stay goes into effect immediately, giving you the peace of mind that your creditors are no longer able to harass you.
In fact, as soon as you retain our firm for your bankruptcy case, you can tell your creditors that you are being represented by us and that they should communicate with our attorneys about your debts.
Creditor harassment creates significant stress and anxiety when you have enough to worry about with your financial situation. Bankruptcy stops the phone calls and threatening letters, giving you the peace of mind you need to work on resolving your debt situation.