Credit Card Debt Lawyers Serving Clients Throughout Tennessee and North Georgia

A credit card is a nice convenience — until you start missing payments. Then that little plastic card can start to feel like a heavy anchor tied around your neck. If you are struggling with credit card debt and seeking a sound debt relief solution, bankruptcy may be the best option.

At the Law Office of W. Thomas Bible, Jr., we help people resolve credit card debt problems by helping them file for Chapter 7 and Chapter 13 bankruptcy. Our experienced team of attorneys serves clients from Chattanooga and throughout Tennessee and North Georgia.

Contact us today online or by telephone at 423-424-3116 to arrange a consultation with an experienced Chattanooga credit card debt attorney.

Eliminating Credit Card Debt Through Bankruptcy

Credit card debt, like other types of unsecured debt, can be completely eliminated through Chapter 7 bankruptcy. If you do not qualify for Chapter 7 or it is not in your best interests, you may also seek credit card debt relief by filing for Chapter 13 bankruptcy.

Credit card debt is sometimes referred to as “zombie debt,” because it never seems to go away. Debt collection services often buy old credit card debt accounts for pennies on the dollar, then go after the debtor seeking the full value of the debt. If they obtain a judgment against you, even if the debt is from years ago, they can garnish your wages, seize money from your bank account and take other legal action against you. Filing for bankruptcy not only stops them from doing so, but can also resolve your underlying debt problems.