Law Office of W. Thomas Bible

Bankruptcy in Chattanooga

The Law Office of W. Thomas Bible, Jr. has provided thousands of people in Chattanooga and the surrounding areas with quality bankruptcy legal services, including:

  • Consumer Chapter 7
  • Consumer Chapter 13
  • Business Chapter 7
  • Business Chapter 11

Common causes of bankruptcy

Popular media often portray people who declare bankruptcy as reckless, self-indulgent spenders with no real idea how money works.  In fact, most bankruptcies in the United States are caused not by reckless spending, but by tragedies large and small that destabilize a family's financial balance.  Let an knowledgable bankruptcy attorney in Chattanooga look at your situation and give you their professional opinion.

High medical bills and so-called medical debt cause more than half of all bankruptcies in the United States.  Other common causes include the following:

  • Unemployment
  • Ballooning interest rates coupled with declining property values
  • Business failure
  • Divorce
  • Accidents

Bankruptcy help in Tennessee from lawyers who care

If you think you may be facing bankruptcy in Chattanooga, let an experienced Chattanooga bankruptcy law firm guide you through the process.  We understand that many people reach the precipice of bankruptcy through no fault of their own.  And we help you understand that bankruptcy is a voluntary process—you are not being called upon to defend yourself against accusations of crime.  You can choose to take a proactive approach to restarting and rebuilding your credit, and you can set the tone of the proceedings.

Chattanooga bankruptcy advice

Some of the topics we can address with you at your free initial consultation include the following:

  • Whether bankruptcy is the right choice for you
  • Basics of Chapter 7 and Chapter 13 bankruptcy in Chattanooga
  • Protecting your home, car, and other possessions
  • Filing for bankruptcy, even if you have no assets
  • Reclaiming repossessed property
  • Past-due child support
  • IRS debt
  • Overdue medical bills and other personal debt

Once we create a plan to get you back on your feet, we work quickly and effectively to make it happen.  Our bankruptcy help is comprehensive and empathetic.  We take great care to minimize the stress of the bankruptcy process, and we take steps as early as possible to get your creditors off your back.

Contact the firm today for a free consultation

We proudly remain a local firm.  Our doors are open to all clients, and we pledge to offer the kind of personal attention, experienced counsel, and affordable rates that our customers deserve.  To schedule a free consultation to discuss your bankruptcy filing in Tennessee or Chattanooga Social Security disability legal matter, contact The Law Office of W. Thomas Bible today.